
Senior Expert, Valuation - Techcomlife
Techcombank
Job Description
Job Title: Senior Expert, Valuation
Function: Appointed Actuary
Division: Finance & Planning
JOB PURPOSE
Set strategic direction for valuation methodology, advise senior leadership, and ensure that valuation models comply with regulations, accounting standards, and support enterprise-level financial decision-making.
KEY ACCOUNTABILITIES
Key Accountabilities (1)
1. Orientation of pricing strategy and integration into financial strategy, methodology improvement
- Building the company's overall pricing architecture in line with long-term development orientation.
- Establishing assumption standards, pricing stratification system by customer segment, business objectives.
- Monitoring the consistency between pricing models, assumptions, testing systems and financial reports.
- Advising senior leaders on product evaluation, pricing structure and portfolio orientation.
- Conducting compliance reviews of regulations such as IFRS 17, RBC... in pricing activities with support from management
- Supporting the implementation of projects to improve pricing systems, upgrade modeling processes and assumption management
Key Accountabilities (2)
2. Compliance control, audit
- Be the focal point for preparing documents, presenting valuation models to independent auditors, the Ministry of Finance or reinsurance partners.
- Build a system to store models, assumptions and processes to ensure traceability and cross-checking.
- Represent the company at specialized seminars, shaping the professional position of the valuation department.
- Propose improvements to internal technical audit processes and improve professional presentation capabilities.
- Participate in developing valuation policies, technical regulations and internal control standards at the organizational level.
- Coordinate the development of internal control forms and contribute to completing the valuation risk information table
Key Accountabilities (3)
3. Develop internal technical capacity and standards
- Design a mentoring program for the next generation of experts, maintain the quality of the valuation team.
- Develop a library of valuation models, technical assumptions, and standard documents for training and testing.
- Build a culture of quality control: documentation, professional review, and periodic assessment.
- Contribute to the development of a valuation capacity framework, used as criteria for internal recruitment, assessment, and promotion.
Yêu cầu công việc
- Bachelor's degree or equivalent in Insurance, Financial Mathematics, Actuarial Science. Minimum 12 years of experience, having held the role of technical advisor or mentoring a team of experts.
- Priority is given to candidates with a master's degree or have completed an intensive academic program related to Actuary/Analytics
- Having a professional Actuary certificate (FIA, FSA, ASA, AIA...) or equivalent degrees in the field of insurance valuation
- A solid understanding of accounting standards and industry regulations such as IFRS 17, RBC, LDTI
- Proficient in modeling tools such as Prophet, MoSes, R, Python or internal valuation systems
- Ability to read and analyze financial statements, EV, embedded value and product cash flow